The premiums of residents of all eligible states are listed below.

Male – Current Monthly Premiums for Popular Insurance Amounts

 

$50,000 $100,000
Attained Age Insurance Amount Preferred Plus1. Preferred Standard Insurance Amount Preferred Plus1.2. Preferred Standard
<30 $50,000 $4.92 $9.17 $100,000 7.00 $9.00 $17.00
30-34 50,000 $5.17 $10.42 100,000 7.50 $9.33 $19.67
35-39 50,000 $6.25 $14.00 100,000 9.16 $11.33 $25.17
40-44 50,000 $8.75 $20.17 100,000 12.66 $15.83 $36.33
45-49 50,000 $13.50 $30.58 100,000 20.66 $24.17 $56.50
50-54 50,000 $22.25 $47.75 100,000 32.00 $40.00 $90.00
55-59 50,000 $36.25 $75.83 100,000 53.50 $66.83 $142.50
60-64 50,000 $62.42 $125.92 100,000 90.83 $113.67 $238.00
65-69* 37,500 $79.75 $156.44 75,000 116.75 $146.00 $294.50
70-74* 25,000 $79.75 $156.44 50,000 116.75 $146.00 $294.50
75-79** 15,000 $79.75 $156.44 30,000 116.80 $146.00 $294.50
80-84** 10,000 $79.75 $156.44 20,000 116.80 $146.00 $294.50
85-89** 7,500 $79.75 $156.44 15,000 116.77 $146.00 $294.50

1. Preferred Plus class available for coverage amounts over $100,000.
2. Full underwriting option for those wanting Pfd Plus rates starting at $75,001 – rates shown are only available with full underwriting.

 

$250,000 $500,000 $750,000
Attained Age Insurance Amount Preferred Plus Preferred Standard Insurance Amount Preferred Plus Preferred Standard Insurance Amount Preferred Plus Preferred Standard
<30 $250,000 $16.25 $19.58 $35.00 $500,000 $27.50 $35.00 $64.17 $750,000 $41.25 $52.50 $96.25
30-34 250,000 $17.08 $20.83 $41.25 500,000 $29.17 $37.50 $77.50 750,000 $43.75 $56.25 $116.25
35-39 250,000 $19.58 $23.75 $50.42 500,000 $34.17 $44.17 $96.67 750,000 $51.25 $66.25 $145.00
40-44 250,000 $29.17 $35.42 $76.25 500,000 $53.33 $68.33 $148.33 750,000 $80.00 $102.50 $222.50
45-49 250,000 $46.25 $56.67 $115.83 500,000 $79.17 $100.83 $218.33 750,000 $118.75 $151.25 $327.50
50-54 250,000 $74.17 $90.42 $183.33 500,000 $129.17 $165.83 $340.00 750,000 $193.75 $248.75 $510.00
55-59 250,000 $122.92 $149.58 $292.92 500,000 $215.00 $275.83 $545.00 750,000 $322.50 $413.75 $817.50
60-64 250,000 $209.58 $255.83 $490.00 500,000 $368.33 $472.50 $909.17 750,000 $552.50 $708.75 $1,363.75
65-69* 187,500 $267.81 $326.56 $607.50 375,000 $471.88 $605.00 $1,129.37 562,500 $707.81 $907.50 $1,694.06
70-74* 125,000 $267.81 $326.56 $607.50 250,000 $471.88 $605.00 $1,129.37 375,000 $707.81 $907.50 $1,694.06
75-79** 75,000 $267.81 $326.56 $607.50 150,000 $471.88 $605.00 $1,129.37 187,500 $707.81 $907.50 $1,694.06
80-84** 50,000 $267.81 $326.56 $607.50 100,000 $471.88 $605.00 $1,129.37 150,000 $707.81 $907.50 $1,694.06
85-89** 37,500 $267.81 $326.56 $607.50 75,000 $471.88 $605.00 $1,129.37 112,500 $707.81 $907.50 $1,694.06

*At age 65, coverage reduces to 75%, at age 70 to 50%, at age 75 to 30%, at age 80 to 20%, and at age 85 to 15%. At age 90, coverage ends.
**Renewal premiums only
Premiums shown are current as of January 2018. Premium changes: The insurer may change premiums, but only for everyone of the same class. Montana Residents: Male premiums apply to males and females.

Female – Current Monthly Premiums for Popular Insurance Amounts

 

$50,000 $100,000
Attained Age Insurance Amount Preferred Plus1. Preferred Standard Insurance Amount Preferred Plus1.2. Preferred Standard
<30 $50,000 $2.83 $4.33 $100,000 $4.17 $5.00 $8.17
30-34 50,000 $3.58 $5.75 100,000 $5.33 $6.50 $11.00
35-39 50,000 $5.17 $8.83 100,000 $8.00 $9.67 $16.50
40-44 50,000 $7.67 $14.67 100,000 $11.67 $14.50 $27.50
45-49 50,000 $12.08 $25.50 100,000 $19.17 $22.33 $48.83
50-54 50,000 $19.75 $41.67 100,000 $29.00 $36.67 $81.67
55-59 50,000 $29.42 $63.17 100,000 $46.17 $55.67 $123.50
60-64 50,000 $47.00 $96.17 100,000 $72.67 $87.67 $189.00
65-69* 37,500 $60.06 $119.50 75,000 $93.37 $112.63 $233.87
70-74* 25,000 $60.06 $119.50 50,000 $93.33 $112.63 $233.87
75-79** 15,000 $60.06 $119.50 30,000 $93.30 $112.63 $233.87
80-84** 10,000 $60.06 $119.50 20,000 $93.33 $112.63 $233.87
85-89** 7,500 $60.06 $119.50 15,000 $93.33 $112.63 $233.87

1. Preferred Plus class available for coverage amounts over $100,000.
2. Full underwriting option for those wanting Pfd Plus rates starting at $75,001 – rates shown are only available with full underwriting.

 

$250,000 $500,000 $750,000
Attained Age Insurance Amount Preferred Plus Preferred Standard Insurance Amount Preferred Plus Preferred Standard Insurance Amount Preferred Plus Preferred Standard
<30 $250,000 $8.75 $11.25 $18.33 $500,000 $13.33 $18.33 $28.33 $750,000 $20.00 $27.50 $42.50
30-34 250,000 $11.25 $14.58 $25.42 500,000 $17.50 $24.17 $41.67 750,000 $26.25 $36.25 $62.50
35-39 250,000 $15.83 $20.42 $36.67 500,000 $25.83 $35.00 $61.67 750,000 $38.75 $52.50 $92.50
40-44 250,000 $27.08 $33.75 $63.75 500,000 $47.50 $63.33 $115.00 750,000 $71.25 $95.00 $172.50
45-49 250,000 $42.92 $53.33 $110.83 500,000 $73.33 $95.00 $202.50 750,000 $110.00 $142.50 $303.75
50-54 250,000 $66.25 $85.00 $177.08 500,000 $115.83 $155.83 $329.17 750,000 $173.75 $233.75 $493.75
55-59 250,000 $98.33 $126.25 $280.42 500,000 $172.50 $232.50 $505.83 750,000 $258.75 $348.75 $758.75
60-64 250,000 $155.83 $199.58 $430.00 500,000 $273.33 $368.33 $772.50 750,000 $410.00 $552.50 $1,158.75
65-69* 187,500 $198.75 $254.38 $532.81 375,000 $350.63 $471.88 $960.00 562,500 $525.94 $707.81 $1,440.00
70-74* 125,000 $198.75 $254.38 $532.81 250,000 $350.63 $471.88 $960.00 375,000 $525.94 $707.81 $1,440.00
75-79** 75,000 $198.75 $254.38 $532.81 150,000 $350.63 $471.88 $960.00 187,500 $525.94 $707.81 $1,440.00
80-84** 50,000 $198.75 $254.38 $532.81 100,000 $350.63 $471.88 $960.00 150,000 $525.94 $707.81 $1,440.00
85-89** 37,500 $198.75 $254.38 $532.81 75,000 $350.63 $471.88 $960.00 112,500 $525.94 $707.81 $1,440.00

*At age 65, coverage reduces to 75%, at age 70 to 50%, at age 75 to 30%, at age 80 to 20%, and at age 85 to 15%. At age 90, coverage ends.
**Renewal premiums only
Premiums shown are current as of January 2018. Premium changes: The insurer may change premiums, but only for everyone of the same class. Montana Residents: Male premiums apply to males and females.