Most people have jobs at home for which they are not paid, whether mowing the lawn or helping with homework. The VDA captures expenses for services that would have to be paid for in your absence. Such activities are not currently (a) performed by your survivors and (b) performed by people you pay (and not therefore already covered in your family budget).

We have provided you with a range of hourly costs. Several factors influence hourly cost, including where you live, the type of service provider, etc.

• Enter the approximate weekly hours.
• Choose an hourly rate from the drop-down menu, or enter your own rate.
• Enter the number of years you expect each service to continue.

Assets

Financial Assumptions